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Budgeting for Adventures

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Everything is expensive and setting money aside can be challenging. Finances has kept me from traveling and going on adventures for years, but along the way I have found some ways to make things happen. Some of these will probably be no brainers, but you might find something you’ve never considered before.

Make a budget

This really helps me get my stuff right. I’m not the best at following it all the time, however, I know where the majority of my money goes. You can do it with pen and paper or there are plenty of apps, programs, etc. so the choice is yours.

My preferred method is the Personal Monthly Budget spreadsheet in Microsoft Excel. It has both projected and actual income spots, premade tables, categories, etc. that are all customizable to your specific needs. Fill it in with your information and then work the travel fund into it where you can.

Make sure to set realistic goals though…I don’t always and it’s frustrating when I don’t meet the goals I set.

Using gift cards

I do this a couple of ways, with the first being points. I earn points with my credit card as well two other programs that give points for shopping to earn gift cards. Then, I use those gift cards to buy the things I want. It does take time to stockpile them, but it is how I got the majority of my camping gear in the first place.

If you’re curious about which programs I use to earn points, you can check them out here and here. There are other ways to earn with these, but shopping is the one I use the most.

The second way I use gift cards is to reload them and spend my money that way. For gas, I got a fuel only gift card for my local gas station and put my monthly budget on there. I can’t go over or spend it on anything but fuel. I also did this with groceries for a while, but the store was having issues reloading and I didn’t want to stockpile the plastic cards.

Secured or prepaid cards are also an option, but you’d need to make sure it’s a good life choice for you.

Travel Rewards

Aside from points, some places offer other incentives to make traveling easier. I’ve shared the Passport Club from the state parks here. I do it because after 25 stamps you get a commemorative pin and a free night of camping. If the book is filled completely you get a personalized plaque and another night of camping. Interested? Check it out.

Plan your trip

This may seem obvious, but in order to save for a trip you need to know how much you’re saving. For my Minnesota State Park adventures, I know how much a typical night’s stay and a park pass are so I start there. Then there’s activities (mostly free by design) and food (planned and prepped). Unexpected costs may come up, but you’ll at least be in the ballpark when it comes to cost.

Go off peak when you can

This one is hard, as the majority of us still work (even if it’s part-time). There is a discount at the parks for going during the week. It isn’t much, but it adds up. This goes for pretty much anywhere, even airline tickets. Just have to see what you can work into your schedule and budget.

Is there anything else you do to save up? I’m always down to try new ways to save money.


And as always…Be safe out there! Seeyalaterbye <3

Also, if you feel called to help a sista out with her travels, check this out!

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